over·draft

over·draft
/ˈoʊvɚˌdræft, Brit ˈəʊvəˌdrɑːft/ noun, pl -drafts [count]
: an amount of money that is spent by someone using a bank account that is more than the amount available in the account : an amount that is overdrawn from an account

Useful english dictionary. 2012.

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